If you desperately need help with money today — right now, this instance — you may have options available to you for seeking financial assistance by using crowd sourcing, contacting your friends, or finding cash paying gigs.
Although there’s no guarantee with anything, we’ll look at options of what you can do to possibly get the emergency financial assistance you desperately need.
I’ve found websites that allow people in personal financial despair to request assistance. These are not personal loan sharks but are truly sites that allow giving. So if you are struggling to make ends meet and need money help, you might have a chance to get emergency financial assistance.
One site is FundAnything. Started by Donald Trump and Bill Zanker, Fund Anything allows you to raise cash for just about anything. You create a story about what you need money for right now. Your story needs to be personable and illustrate that you are in a hardship. When others see your story, they may see how that extra cash will help you better your life and get out of hardship. They may share funds with you.
Also, the site uses social media to get the word out that you need funding, too. After you write a story about what you desperately need money for, they send out a tweet to your followers and a message to your Facebook fans. Your fans and followers then have the opportunity to help you raise money in a crisis situation, which could include medical bills.
“People’s lives have been destroyed by this economy and they feel hopeless,” stated Mr. Trump in a PRWeb.com press release. “FundAnything is a real solution.”
But this is not the only site like this. Other sites that allow you to display message about financial hardship include:
You, also, have an option to do this yourself. You could create a video about your hardship. Explain why you need extra cash and what it will do for your life — i.e., pay your gas bill, get you medical treatment, etc. A video may work better than text because you can express yourself and your emotions on-camera better. After you finished it, post it on YouTube, tweet about it, and like it on your Facebook page.
The goal is to raise awareness about your story. The exposure may generate interest in the media online or may generate a lot of views on YouTube. This is important because the more people who see your video about your hardship, the higher the chance you will find a viewer who’s willing to help you get money today.
Still need urgent financial assistance? Ask friends, neighbors
Before you rely on others, it is important to determine if you have a financial hardship. Poverty, crisis, emergency disasters are all solid reasons and many in your community will be willing to help you in this time of need. However, if you are trying to get money to pay down debt, you might not be so lucky — unless of course you have payday loans, which may cost more over the long haul.
If you feel you qualify to get money now, consider asking a friend. Friends may be able to help you out in a pinch. Of course, you will need to pay them back. Your family may lend you a few dollars, too, in an emergency.
Your local community may do the same. Churches and other charitable organizations are a good source of assistance in a time of need.
Many churches will keep a fund for such emergencies but keep in mind you may be required to pay it back.
Should I get a payday loan? Pawnshops, ebay, cragislist first
Other good options include selling things on ebay or craigslist. I’ve also written about how to find what people need on craigslist to get the money you need right now.
These are all far better options than using a payday loan. Quick cash from lenders is a dangerous proposition.
Here’s why: You have to pay a fee on the cash borrowed. It’s common to have a $15 charge on every $100 you borrow from one of these places. Example: Let’s assume you are in urgent need of $1000. You go to a quick lender, who charges $15 per $100 borrowed. This means you will need to pay back $1150. It cost you an extra $150 bucks to borrow for a month. Hardly a good deal.
Use all available options such as your employer, government assistance, emergency credit, nonprofit organizations, and any community groups who will be willing to help you.
I hope this helps you with your emergency crisis: ‘I need money now desperately.’